*Theo. T. Johnson, Washington.
*J. A. Goulden, Penn Mutual.
*H. N. Fell, Mutual, N. Y.
*W. C. Johnson, Phoenix Mut.
*Tilden Blodgett, Equitable.
*John W. Vrooman, Prov. Savings.
*Geo. A. Brinkerhoff, Mutual, N.Y.
*James Yereance, Equitable.
*Charles Wake, Equitable.
T. R. Fell, Mutual, N. Y.
J. Carlton Ward, Prudential.
*C. J. Edwards, Equitable.
*S. S. Voshell, Metropolitan.
*Albert G. Shepard, John Hancock.
*D. G. C. Sinclair, Metropolitan.

William Dutcher, Prudential.
*M. E. Goulden, Penn Mutual.
R. C. Enos, Mutual Benefit.
S. H. Millard, Travelers.
Basil H. Betts, Mutual, N. Y.
D. L. Cardoza, New England Mut.
F. W. Bliss, Mutual, N. Y.
T. P. Wilsnack, John Hancock Mut.
L. A. Cerf, Mutual Benefit.
W. O. B. Clifford, New York.
S. H. Whitely, New England Mut.
W. A. Nicolay, Etna.

C. J. Goulden, Conn. General.
*Moore Sanborn, Security Mutual.

LIFE UNDERWRITERS' ASSOCIATION OF NORTH CAROLINA.

*J. D. Boushall, Etna.

R. B. Raney, Penn Mutual.

LIFE UNDERWRITERS' ASSOCIATION OF OREGON.

Arnold S. Rothwell, Mut. Benefit.
E. L. Harmon, Penn Mutual.
H. G. Colten, Mass. Mutual.
George A. Brown, Prudential.
T. H. McAllis, Union Mutual.

LIFE UNDERWRITERS'
*George L. Root, Penn Mutual.
Ira A. Fisher, Travelers.
*Guy C. Goodfellow, Conn. Mut.
E. D. Monroe, Equitable.

William Goldman, Manhattan.
P. F. Leavy, Union Centra!.
P. A. Getz, Pacific Mutual.

A. D. Johnson, Conn. Mutual.
S. P. Lockwood, Northwestern Mut.
ASSOCIATION OF PEORIA, ILL.

H. W. Keith, John Hancock Mut.

E. J. B. Hayward, New York.
O. C. Jensen, Equitable.
J. W. Goudy, Mutual, N. Y.
Paul Cleveland, New England Mut.
J. B. Aimer, Prudential.

LIFE UNDERWRITERS' ASSOCIATION OF PORT HURON, MICH.

Delegates.

H. W. Becker, Metropolitan.
R. S. Campbell, Mass. Mutual.
F. W. Weston, New York.
W. A. McDougal, Mutual, N. Y.
A. C. Asman, Northwestern Mut.

LIFE UNDERWRITERS'

C. M. McCarty, Franklin.
C. D. Kipp, Prudential.
W. F. Workman, Franklin.
J. W. Walker, Equitable.
William L. Stagg, Etna.

Alternates.

S. G. McGill, New York.
W. L. McDougal, New York.
J. D. Churchill, Mass. Mutual.
E. V. W. Brokaw, Mutual Benefit.
R. L. Conklin, Metropolitan.

ASSOCIATION OF SPRINGFIELD, ILL.
F. E. Hitchcock, Mutual, N. Y.
F. A. Peebles, Metropolitan.
J. H. Ruckel, New England Mut.
Henry Abels, Franklin Mut.
C. W. Walker, Equitable.

LIFE UNDERWRITERS' ASSOCIATION OF ST. LOUIS.

George Benham, Penn Mutual.
*W.H. Herrick, Provident Savings.
*C. W. Darby, Mutual Benefit.
J. S. Kendrick, Equitable.
*W. A. Galentine, Prudential.
*J. J. Raleigh, John Hancock Mut.
*Edgar M. Woolley, Conn. Mutual.
*F. N. Cheney, Mutual, N. Y.

LIFE UNDERWRITERS'
*Geo. N. Cooper, Conn. Mutual.
*C. H. Tennant, Prudential.
J. H. H. Young, Canada.
G. F. Hadley, Mutual Benefit.
P. L. Ryan, Mutual, N. Y.
C. L. Behm, Mass. Mutual

S. G. London, Provident L. & T. *W. G. Skeel, State Mutual.

LIFE UNDERWRITERS'

John S. Poindexter, National, Vt.
E. S. Williams, Provident L. & T.
Nathan Kaufman, Mutual Benefit.
*James S. Gross. Mutual, N.Y.
John W. Estes, Equitable.
John F. Meek, Prudential.
O. K. Clardy, John Hancock Mut.
Isaac D. Sperry, Phoenix Mutual.
ASSOCIATION OF SYRACUSE.
F. P. Allen, Equitable.
George C. Sawyer, Travelers.
O. B. Herrick, Prudential.
F. H. Hale, Washington.
C. F. Whitney, Prov. Savings.
J. R. Williams, Prudential.
J. F. O'Donnell, Prudential.
S. H. North, Mass. Mutual.
L. C. Wilson, Canada.
*K. A. Luther, Etna.
ASSOCIATION OF TOLEDO, 0.

T. J. Stewart, Prudential.
G. W. Farley, Equitable, Ia.
J. W. Crook, Provident L. & T.
W. C. Longnecker, Mutual Benefit.
C. E. Hobb, Mutual, N. Y.

C. H. Parsons, Northwestern Mut.
W. H. Filler, Metropolitan.
J. Newton, Security Mutual.
R. E. Ferguson, Mutual Benefit.
J. S. Atkins, Michigan Mutual.

LIEE UNDERWRITERS' ASSOCIATION OF WESTERN MASSACHUSETTS.

*G. P. Mitchell, New England Mut. P. H. U. Robichaud, Travelers.

*W. P. Draper, Northwestern Mut.
*W. L. Richards, Mass. Mutual.
S. B. Fay, Connecticut Mutual.
*C. W. Cowles, Conn. General.

*F. C. Stedman. Mutual, N. Y.
F. L. Hinkley, National, Vt.

F. C. Brinkerhoff, Mass. Mutual.
O. L. Cowles, Mutual Benefit.
A. R. Birchard, Prudential.
C. D. Monroe, Union Central.
*William Tolman, Berkshire.
*Archibald Ladner, Provident L.& T.

LIFE UNDERWRITERS' ASSOCIATION OF WESTERN NEW YORK.

Delegates.

*H. E. Crouch, Northwestern Mut.
*E. C. Fowler, Conn. General.
*E. G. Hatch, John Hancock Mut.
*F. A. G. Merrill, State Mutual.
*F. E. Lahey, Prudential.
*C. N. Weber, Home.

Alternates.

C. W. Fielder, Northwestern Mut.
C. S. Elliott, Travelers.

D. W. Cherrier, Phoenix Mutual.
*M. P. Porter, National, Vt.
E. D. Horgan, Germania.
P. M. Bredel, Home.

*W. G. Justice, Provident L. & T. F. W. Tracey, Penn Mutual.
*D. C. Ralph, Pacific Mutual.

F. M. Wheaton, Equitable.

LIFE UNDERWRITERS' ASSOCIATION OF VIRGINIA.

J. C. Blasingame, South Atlantic.
W. W. Hardiwick, Etna.
*D. R. Midyette, Fidelity Mutual.
*N. D. Sills. Sun.

*T. G. Tabb, Travelers.

F. W. Adams, Mutual, N. Y.
George W. Bahlke, Metropolitan.
W. B. Drewry, Mutual Benefit.
Cunningham Hall, Penn Mutual.
Fred Pleasants, National, Vt.

LOUISVILLE (KY.) LIFE UNDERWRITERS' ASSOCIATION.
J. G. A. Boyd, Prudential.
H. S. Sheldon, Citizens.

J. C. Davidson, Etna.

H. B. Knowlton, Travelers.

*J. M. Johnson, Provident Savings.

A. B. Wingfield, Phoenix Mutual. *W. W. Dennis, Mutual Benefit.

MAINE LIFE UNDERWRITERS' ASSOCIATION.

*Arthur C. Wescott, Etna.
*B. Kende, Mutual Reserve.
Bertrand G. March, Penn Mutual.
*J. W. Fitzpatrick, Mutual, N. Y.
G. M. Barney, Travelers.
*J. Putnam Stevens, Mass. Mutual.
*C. F. Dunlop, Mutual Benefit.

M. A. Jewell, Union Mutual.
W. Noyes, N. E. Mutual.
F. M. Grant, Provident L. & T.
*W. DeC. Moore, Prudential.
T. J. O'Brien, New York.
H. S. Dyer, John Hancock Mut.
*C. A. Lacroix, Home.

MICHIGAN LIFE INSURANCE

*William Van Sickle, Home.
*Will A. Waite, Phoenix Mutual.
W. T. Gage, Northwestern Mut.
T. F. Giddings, Michigan Mutual.
F. C. Campbell, Union Central.
*C. A. Stringer, State Mutual.
*Walter Thompson, Travelers.
W. R. Downing, Prudential.
D. A. Johnston, Penn Mutual.
John D. Murphy, Berkshire.

MINNEAPOLIS LIFE

AGENTS' ASSOCIATION.

C. W. Pickell, Massachusetts Mut.
C. L. Vieman, John Hancock Mut.
John A. Tory, Sun.

Donald A. Clark, Mutual Benefit.
John A. McLean, North American.
Fred O. Paige, Mutual, N. Y.
A. R. Thompson, N. E. Mutual.
Nathaniel Reese, Provident L.&T.
O. S. Boda, Metropolitan.

*H. F. Doane, Connecticut Mutual.

UNDERWRITERS' ASSOCIATION.

*V. H. Van Slyke, Union Central.
*Charles W. Van Tuyl, State Mut.
*John Edward Myers, Etna.
John J. Abern, Massachusetts Mut.
Isaac Kaufmann, N'thwestern Mut.

W E. Covey, Equitable.
Warren M. Horner, Prov. L. & T.
Frank R. Smith, Mutual, N. Y.
S. A. Stockwell, Penn Mutual.
F. M. Joyce, Mutual Benefit.

MINNESOTA ASSOCIATION OF LIFE UNDERWRITERS.

Delegates.

J. Watson Smith, Provident L. & T.
Louis D. Wilkes, Equitable.

Philip B. Hunt, Mutual Benefit.

Alternates.

E. W. Peet,

F. T. Parlin, Germania.
Rukhard Hurd,

George W.Rodenberg, United States. A. J. Reeves,

NEW ENGLAND WOMEN'S LIFE UNDERWRITERS' ASSOCIATION. Miss E. A. Ransom, The Standard. *Miss Lucy G. Morrill, Equitable. *Miss Julia A.Sprague, Mutual,N. Y. Miss M. G. A. Toland, Mutual, N.Y. *Mrs. Florence E. Shaal, Equitable. Mrs. M. Talbot Lane, State Mutual. Mrs. S. E. P. Drake, Mutual, N. Y. Mrs. A. B. Dimick, New York. Dr.S.M.Crawford, Provident L.&T. Mrs. Mary G. Hall, Equitable.

NEW HAMPSHIRE LIFE UNDERWRITERS' CLub.

C. E. Staniels, Conn. Mutual.
C. S. Parker, Etna.

E. S. Owen, Connecticut General.
*A. W. Childs, Travelers.

*J. A. Wellman, National, Vt. NORTHERN INDIANA LIFE

*C. W. Orr, Ætna.

E. R. Gesaman, Conn. Mutual.
Clark Fairbank, Penn Mutual.
W. B. Scott, Prudential.
William M. Leedy, Manhattan.

R. H. Cheney, Mutual, N. Y.
W. S. Jewell, Equitable.
M. I. Dow, New York.

H. C. Eastman, Travelers.
J. F. Whitney, Mutual Benefit.
UNDERWRITERS' ASSOCIATION.
William P. Cooper, New York.
C. B. Fitch, National, Vt.
D. C. Fitch, John Hancock Mut.
C. D. Wilson, Mutual Benefit.
H. B. Hunt, Northwestern Mut.

PHILADELPHIA ASSOCIATION OF LIFE UNDERWRITERS.

*J. Edward Durham, Penn Mutual.
*F. H.Garrigues, Penn Mutual.
*William G. Carroll, Prov. L. & T.
*William M. Scott, Prov. L. & T.
Harry O. Chapman, Conn. Mutual.
Frank E. Hammer, John Hancock.
*James H. Glenn, Mutual Benefit.
*Amos Wakelin, N. E. Mutual.
*John W. Schell, New York.

Austin M. Clark, Michigan Mutual.
Alonson C. Otis, Union Mutual.
*Robt. R. Dearden, Jr.,U.S. Review.
H. Kendall Read, National, Vt.
William F. Lawson, Prudential.
*Martin Collin, Penn Mutual.
*Henry W.Littlefield, Prov. Savings.
John H.C. Whiting, Amer. Ex.& Rev.
*E. H. Plummer, Jr., Berkshire.

PITTSBURG LIFE UNDERWRITERS' ASSOCIATION.
*R. A. Clark, Phoenix Mutual.
*W. M. Wood, United States.
*Graham C. Wells, Provident L.&T.
*Leonard C. Fosdick, Equitable.
*C. D. Hemingway, Conn. Mutual.
*L. K. St. Clair, Equitable, Ia.
*Lee C. Robens, Reliance.
*A. Bert Brown, Ætna.

*C. B. Knight, Prudential. E. E. Dodson, Pittsburg. *F. G. Brown, Etna. F. E. Sherrill, Canada. *S. L. Fleishman, Reliance. *M. B. Howard, Provident Savings. *J. C. Wilson, Metropolitan. A. L. Schulhof, New York. *C. A. Foehl, Prudential. *E. R. Ward, Phoenix Mutual. *L. Reese Alexander, Prov. L. & T. STARK COUNTY LIFE UNDERWRITERS' ASSOCIATION.

*J. J. Tillinghast, Mutual Benefit. *C. W. Scovel, Provident Savings. W. M. Furey, Berkshire.

J. W. A. Standt, Royal Union Mut.
George W. Mobray, Metropolitan.
J. M. Sarver, Mass. Mutual.

Walter Green, New York.
William S. Kinney, Equitable.

In addition to the above delegates there were also present the following agents classified by states:

Alabama-J. C. Haas, Montgomery.

California-A. S. Holman, Russ L. Whitney, San Francisco; Louis Saan, Santa Rosa.

Connecticut-John W. Keyes, Ira E. Forbes, W. A. Moore, R. G. Gorton, W. A. Kimball, H. A. Farnsworth, Horace A. Howe, R. D. Schaefer, Henry H. Hunt, David Van Schaach, John H. Junner, Charles B. Kelsey, R. M. Northrup, George S. Miller, C. W. Burpee, Albert S. Cook, Elbert S. Stour, all of Hartford; Forest P. Conklin, H. D. Humphreys, New Britain; F. V. Davis, Pomfret Center; Johu E. Fahey, Rockville; W. Thornton, Bridgeport; 0. O. Daley, Elmer A. Hodge, Danbury; Charles H. Ketellas, Stamford.

Illinois-Francis H. Ward, Robert E. Ward, Joliet; F. M. Aron,

Chicago.

Indiana-W. W. Dark, Indianapolis.

Massachusetts-Joseph N. Wood, Boston; George H. Sutton, William W. McClench, George Thacher, F. A. Yeatman, T. R. Hodge, J. E. Woodbury, Hugh M. Cramond, A. B. Cowles, E. S. Webb, T. N. Johnson, R. M. Cowles, E. Milton Allis, all of Springfield; Edward W. Hay, Salem; William E. Ash, Orange; Louis J. Noble, Westfield.

Minnesota-Francis M. Wheeler, St. Paul.

Missouri-George H. Stier, Earl S. Stier, Lexington; C. O. Mayes, Hannibal; W. E. Anderson, St. Louis.

Nebraska-J. L. Pierce, Lincoln.

New Jersey-Williard F. Hamilton, Newark.

New York-J. W. Makley, J. Edgar Burton, W. G. Schelde, New York City; C. E. Hart, Elmira; W. M. Avery, Rochester.

Ohio-Benjamin A. Lewis, Columbus.

Pennsylvania-J. Thomas Moore, Philadelphia; A. M. Kelley, Pitts

burg.

Company Officials-John M. Holcombe, president Phoenix Mutual; Robert W. Huntington, president Connecticut General; John B. Lunger, vice-president Travelers; M. G. Bulkeley, president Etna Life; Walter C. Faxon, secretary Ætna Life; J. M. Taylor, president Connecticut Mutual; Charles H. Bacall, secretary Hartford Life.

Insurance Press-C. E. Belcher, The Standard; Charles A. Jenney, Weekly Underwriter; T. H. Swartz; Insurance Press; George H. Robinson, Insurance Field; A. G. Hall, The Surveyor; H. L. Harder, Philadelphia Intelligencer; Max Cohen, Insurance Views; E. Jay Wohlgemuth, Western Underwriter; Leonard W. Philp, The Chronicle; L. Walter Sammis, New York Commercial; Charles F. Howell, Ins. & Commercial Magazine; W. E. Underwood, Assurance; Albert Goldie,