They will hold a meeting in a few days. We shall want about so many, but many individual members will want them, and we will make the order at one time.

President Scovel-Are there any individual subscriptions?

The following gentlemen subscribed personally.

John Dolph, Cincinnati, O., 20 copies; J. LaCroix, Portland, Me., 5 copies; Elmer Dwiggins, Des Moines, Ia, 5 copies; Collin Ford, Cincinnati, O., 10 copies.

The above subscriptions showed 715 copies subscribed for with some associations still to hear from.

Treasurer Weeks--Last year there were a number of subscriptions came in later. The Standard Printing Company, Boston, want to know what books are wanted as soon as possible. If there are any others who have not subscribed and you find there are more wanted I wish you would as soon as possible communicate with either the secretary or myself, for it is very necessary to know how many to bind.

President Scovel-Unfinished business is the order that we have now reached. The secretary tells me there is no unfinished business The next business is the selection of the time and place for the next annual convention. Is there any other suggestion, or motion, or invitation?

Mr. Scott-If there is no place offered us I would suggest that the bylaw be suspended which provides that we shall vote by ballot for our annual place, and that the matter be referred to the executive committee with power to act in their discretion.

Mr. Herrick-Mr. President, I should have risen sooner but that I supposed that the invitations were extended in the order of delegations. If everybody else will waive in favor of the association that I have the honor to represent it will afford me the greatest pleasure to extend an invitation to the National Association to hold the next convention at St. Louis. We have everything to offer you there. You all know where the Father of Waters and the Budweiser flow. We have what is very necessary for this convention, that is getting so large year by year, to consider, and that is, its personal convenience; we have ample hotel accommodation; we have three hotels, any one of which would house this con

you.

vention. And we have, of course, plenty to interest I do not need to expatiate on the beauties of St. Louis, the points of interest there, historical and other

wise, because I appreciate the fact the National Association comes to a convention chiefly for the purpose of transacting business, and for individuals to get in their work, once in a while. But I assure you that if you come early enough in the summer you will get a warm reception. If you come at any time you may select I can assure you of a most cordial and hearty one. I am glad to note that this matter will be disposed of in the same manner as all other matters have been in a unanimous manner. I was advised that one other association came prepared to extend an invitation, but we soon took them into camp, and here is some of their ammunition, and I am pleased to see, too, that there is no disposition to oppose our invitation, and I trust the convention will see its way to accept it. [Applause.]

Mr. Scott-I was going to say that I was going to move that this association convene next year in St. Louis at some time in October, the date to be fixed by the executive committee. I will say October because you know how hot it is in Hartford in September and it will be equally as warm in St. Louis in October. We have stood it well here and we can stand it about the same way there. I move that St. Loris be our next place.

President Scovel-Before entertaining that motion I was reminded by Mr. Herrick's remarks that it is customary, if not an absolute rule, first to receive all invitations, before receiving any motions for action upon them. I will ask if there are any other invitations from any other city than St. Louis.

Mr. Dwiggins-Mr. President, I did come down to Hartford with some hope of offering an invitation to the convention to come out to the Hartford of the West. We have a number of life and fire insurance companies there. We think it a great country. We have some good hotels, and when I saw how well the Hartford of the East had done I hoped the convention would be

kindly disposed toward the Hartford of the West. But when I arrived on the ground I found the claims of the St. Louis people seemed to be paramount, and as I had the pleasure of being in St. Louis last year at three different times I want to assure the members of this association who were not there that on every occasion when I visited that city there were well entertained there more than 250 people, comfortably and pleasantly, and I feel that St. Louis would be very well able to take care of this convention. I have seen the badge that has been worn by the delegates this year, and I believe it reads: "Come to St. Louis; we won't kick." Gentlemen of the convention, if you decide to go to St. Louis I believe you won't kick. I beg to second the motion, and to favor the holding of the next convention at St. Louis.

Mr. Nutting—I move an amendment to the motion. President Scovel-There is no motion before the house at present unless there are other invitations.

Mr. Nutting-I thought the motion was on the acceptance of the invitation.

President Scovel-Not yet, sir; there are some telegrams in the secretary's hands that should be read.

Secretary Clark-I have two invitations before me that should receive consideration. One comes from the Louisville Association. The first telegram is addressed to John Dolph:

Our delegates are instructed to invite convention to Louisville next year. We will treat you right. W. R. NOBLE, President, Louisville Association.

Another one yesterday from Louisville:

John Dolph, President, National Association Life Underwriters:

Louisville Association invitation to hold next convention here as entrusted to its delegates was most cordially given. Assure you that this will encourage southern membership. (Signed) H. F. SHELDON, Chairman, Executive Committee.

Another one from Louisville: John Dolph, President, National Association Life Underwriters: Louisville Association invitation to hold next National convention here as entrusted to its delegates, was cordially given; if accepted, it will greatly encourage southern membership.

(Signed) YOUNG E. ALLISON. Editor, Insurance Field.

Then I have another invitation from Niagara Falls

N. Y., dated Sept. 20, 1905, addressed to the secretary of the association:

Please read before convention, nearly time to visit this section again. Niagara extends cordial invitation for your next meeting. Seconded by mayor and council. Consider our central location, the best of hotel accommodation, every co-operation for successful meeting.

BUREAU OF PUBLICITY

E. S. Olmstead, Director.

Also one from Asheville, North Carolina: Vote to extend an invitation to your association to hold your next annual convention at Kenilworth Inn, Asheville, North Carolina. EDGAR B. MOORE, Proprietor.

Mr. Stringer-The president of the Michigan Underwriters' Association has been called from the room, and has left with me an invitation from Detroit. The first

one that I read will be from the Board of Commerce addressed to the National Association of Life Underwriters, and dated Sept. 15. I have another from the Hon. George T. Kidd, mayor of Detroit, dated Sept. 2, 1905.

Mr. Stringer then read the invitations from Detroit and added: Our delegation finding, as some of us knew at Minneapolis last year, that St. Louis asked that they might be permitted to invite this association to St. Louis in 1906, we have, with that understanding, given way to them, but we have not given them our invitation books to be distributed to you, although they have got them in their possession. [Laughter.] But we do want to beg the privilege of inviting you to Detroit in 1907, and I tell you friends we can turn out four times as many automobiles as were used yesterday to take us round this beautiful city of Hartford, for we are manufacturing 235 a day. The city leads in everything, but especially in good automobiles, good drives and plenty of good company to go with you. [Applause.]

President Scovel-Are there any other invitations?

A Delegate-Louisville had hoped to have had the convention but the delegates have decided to with

draw the invitation in favor of St. Louis. [Applause.] President Scovel-Then, if there is no objection, I will put Mr. Scott's motion.

Mr. Nutting-I move an amendment to Mr. Scott's motion that the time of holding it be left to the executive committee.

Mr. Meyers-Our association found great difficulty in attending this meeting. They have been on a vacation and want to go to work. Now the time for the meeting will have to be made to conform to the climatic condition of the place we meet at, and I think it will be well to leave it with the executive committee to act in conjunction with the association that invites us to meet.

President Scovel-The motion is that the association meet in St. Louis in October, 1906, at such time in October as may be arranged by the executive committee.

Mr. Scott-I have no objection to accepting the amendment.

President Scovel-That the next annual convention shall be held in St. Louis at such time as shall be fixed by the executive committee. All in favor will please signify the same by rising.

The resolution was adopted by a unanimous vote.

Mr. Cochran-I move you, sir, a vote of thanks to the gentlemen who have invited this convention to meet in their respective cities.

The motion was carried.

President Scovel-Is there any other business? If not a motion to adjourn is in order.

Secretary Clark-I am requested to announce that all those who wish to be at the banquet tonight be at the Foot Guards Hail promptly at six o'cock, in order that they may sit down at six-thirty. The executive committee will meet immediately after adjournment on this platform. The photograph will be taken immediately after the adjournment of the executive committee, which will be in about five minutes.

The convention then adjourned, sine die.

At the meeting of the executive committee, held immediately after the adjournment of the convention, Richard E. Cochran of New York was unanimously chosen chairman.