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court, speaking on the general proposition embraced in the rule, said: Whether it be true or not, we do not propose to consider, because, if true, it has no application to this case. Yet the case was one in which a youth of sixteen, being employed in a machine shop of the company, lost his arm while obeying a direction of Collet, under whose superintendance he was, to ascend a ladder and adjust a belt. Indeed, this case can not be reconciled with the more extreme English and American cases, and must be considered as in some degree a modification of the rule relied upon by the defendant, which exempts the master, though the servants are employed in different branches of the common business or are of different grades, the servant injured being under the authority of the one causing the injury. The highest courts of Ohio, Kentucky, Indiana and Wisconsin, have either rejected this rule entirely, or modified it so as to exclude from its operation cases where the servants are in different departments of the common business, or the servant causing the injury is in authority over the injured servant. Railroad Company v. Keary, 3 Ohio Stat. 201; Railroad Company v. Denning, 17 Ohio Stat. 197; Railroad Company v. Collins, 5 Am. Law Reg. 265; Gillenwater v. Railroad Company, 5 Port. Ind. 339; 7 Ibid. 436; Chamberlain v. Railroad Company, 11 Wis. 238. In Dixon v. Rankens, the Court of Ses sion of Scotland wholly denied the rule, as entirely unreconcilable with legal reason. 1 Am. Railway Cases, 569. In Pennsylvania, two of the five judges, and in South Carolina, three of the ten judges, dissent from the leading decision affirming this rule. Ryan v. Railroad Company, 11 Harris, 384; Murray v. Railroad Company, 1 McMullan, 387.

In the present state of judicial decision, enquiry may, without presumption, be made whether and how far the rule is or is not true; especially when we remember that it is of recent origin-is, in fact an exception engrafted upon an ancient maxim of the common law, from considerations of public policy and convenience, as the rule best calculated to protect the rights and secure the safety of all between whom the social relation of master and ser

vant exists.

On looking into the decisions which support the rule, we find they proceed upon the theory that there is an implied condition in every contract of service that the employe takes upon himself all the ordinary risks of the service, including the negligence of his fellow-servants, and that in consideration of assuming such risks, the servant receives increased compensation.

The justice and policy of this are maintained by these arguments: That these are perils which the servant is as likely to know, and against which he can as effectually guard, as the master; that they are perils which can be as distinctly foreseen and provided for in the rate of compensation as any others; that where several persons are employed in one common enterprise, and the safety of each depends much on the care and skill with which each other shall perform his appropriate duty, each is an observer of the conduct of the others, can give notice of any misconduct, incapacity, or neglect of duty, and leave the service, if the common employer will not take such precautions and employ such agents as the safety of the whole party may require; that if we are to teach each agent, that, for the negligence of others resulting in an injury to himself, he can grasp the treasures of his principal, he ceases his vigilance over those with whom he works-a bribe is held out to him to incur personal risks which he may have facilities to render partially harmless to him, but which may carry destruction to others; and, finally, that the safety of all will be better secured by enforcing the rule than by giving the servant his action against his master. Farwell v. Railroad Corporation, 4 Met. 49; dissenting opinion of Spaulding, Judge, in Stevens v. Railroad Company, 20 Ohio, 150. This reasoning will not support the rule, unless the general terms "fellow servants" and common employment" are taken in a restricted sense. The rule requires us to imply certain terms not expressed by the parties to be part of the contract of service, and the question is, how

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far considerations of public policy and convenience authorize courts to go in that direction.

That every servant takes upon himself the ordinary risks and perils of the service he undertakes, must be admitted as a rule founded in justice and sound policy. That these ordinary risks include all such as are liable to happen in the performance of the work he engages to do, although he and his fellow servants discharge their duty and exercise due care is also clear.

Nor will it be denied that, if the servant has contracted to serve in any specified branch or department of his master's general business, he assumes the risks arising from the negligence of those of his fellow-servants, not his superiors in authority, who are engaged in the same department, whose conduct he has an opportunity of observing, and to some extent protecting himself by the exercise of his own care and prudence from the consequence of their negligence. But it seems apparent,that any rule which goes further, and throws upon the servant any risks other than those which are the natural and ordinary incidents of the work he agrees to do, and which he might fairly anticipate as liable to accompany his undertaking, is unjust and indefensible. Such a rule, we think, is the one in question, when so construed as to include in the term "fellow-servants engaged in a common employment" all who are employed by the same master, though laboring in distinct and separate departments of his business. Carried to this extent, the rule relieves the master of a responsibility which justice and policy alike require he should bear. Among the duties and obligations arising out of the relation of master and servant, the law regards that of the master to provide for the safety of the men in his employment as the first and highest. It is peculiarly so where, like that of mining, the business is hazardous. This obligation includes the exercise of due care in the selection of all who are to act for him, and at least to see to it that those who labor in one department of his business are not injured by his chosen servants in another. Unless this is so, there is no adequate protection to the laborer against his employer's negligence; for the workmen in one department, having no authority over those in another, nor any opportunity of observing or influencing their conduct, or of guarding themselves by their own care and prudence, are defenceless save through the watchful care of the master, which can be secured only by throwing upon him the responsibility of seeing that each department of his business is conducted with due care. It is assuming the whole question-as to the reason, justice and policy of exempting the master from liability in such cases-to say that such exemption is implied from the contract of service; for unless the exemption is demanded by reason and sound policy, it ought not to be implied.

The defendant is a corporation engaged in mining. From the trustees down to the lowest grade of its employees, all are engaged in one common object-namely, obtaining gold and silver from the mine. In a general sense, they are all fellow-servants engaged in a common service. Yet no court, it is believed, has gone so far as to say that all these are fellow-servants within the rule contended for here by the defendant. If the defendant negligently provides insufficient machinery, the negligence is necessarily that of some one of its servants; yet all the courts agree that it may be liable to one of its servants for such negligence. So, if there is neglect in selecting a servant it must be the neglect of some servant of the corporation; yet there is no doubt that the corporation is liable if, from such a neglect, injury results to a fellow-servant. In these cases, the servant injured, and the one guilty of negligence, are not regarded as fellow servants within the rule. Hence, it can not be truly said that the servant, by his contract of service, impliedly takes upon himself the risk of injury from the negligence of all who, in a general sense, are his fellow servants. As between some who, in common speech, are properly enough called fellow-servants, the master's liability attaches; as between others, it does not. The term itself, as used in this connection, is badly chosen, and well calculated to mislead. For

To this complaint a demurrer is filed for two causes: First-For the want of an allegation of knowledge on the part of defendant, and a want of it on the plaintiff's part that the floor was defective. And second-Because the injury, if any, resulted from the negligence of plaintiff's fellow-servants.

That the plaintiff is not, in making out his case, required to show a want of concurring negligence on his part is settled by the Supreme Court in Railroad Company v. Gladman, 15 Wall. 401. The court there say: "The plaintiff may establish the negligence of the defendant, his own injury in consequence thereof, and his case is made out. If there are circumstances which convict him of concurring negligence, the defendant must prove them, and thus defeat the action. Irrespective of statute law, the burden of proof on that point does not rest upon the plaintiff." Knowledge on the part of plaintiff that the platform was defective and unsafe is clearly a circumstance tending to convict him of concurring neg

the defendant. It was therefore unnecessary to allege a want of knowledge on his part.

As to the want of an averment of knowledge on defendant's part, if such knowledge is a fact, without proof of which the plaintiff can not establish the charge of negligence, then it should be averred. If, however, the defendant may be convicted of negligence, though ignorant of the defects in the platform, then the complaint is sufficient, and the question of defendant's knowledge, or want of it, is important as a matter of evidence only, in proof of the essential fact, which is the negligence.

in the light of the decisions, it does not mean all who are employed by the same master to carry out a common business, but only such as serve together in such connection and in such capacity that the law exempts the master from liability for injuries, one to another, caused by negligence. Who are to be considered fellow-servants, engaged in a common business, within the rule is, in some degree, an open question in each case, to be determined by the facts of the particular case. But there should be some established principle to guide us in determining that question, and it ought to rest on sound reasoning. The principle which lies at the foundation of the master's exemption in any case, is this That the servant, having voluntarily entered into a contract of service to do a specified work for a specified compensation, has thereby accepted the ordinary perils incident to doing that work; and whenever the negligence of another employee of the same master can be considered an ordinary risk, one which he might reasonably anticipate at the time of making his contract, he ac-ligence, the proof of which, upon the authority cited, rests upon cepts also the perils liable to happen through such negligence. And it seems clear, that upon this principle those only are fellow servants for whose negligence, one to another, the master is exempt, who serve in such capacity and in such relation to the master and each other that the means of the servants to protect themselves are equal to or greater than those of the master to afford them protection; and that further than this justice and policy forbid us to carry the implied portion of the contract of service. Beyond this an injured servant has as clear a title to relief against the master as a stranger, upon the maxim respondeat superior. Such cases as that of Fort, in 17 Wallace, and Ford v. Railroad Company, 110 Mass., 240, with many others, show that the contract of service is not presumed to regulate all the rights and duties of the parties. Under various circumstances the master has been held liable to one servant for the negligence of another, notwithstanding the privity of contract. In such cases the master's liability attaches, not by virtue of his contract, but upon the maxim respondeat superior, which maxim our supreme court has said is of "universal application," and "wholly irrespective of any contract, express or implied, or any other relation between the injured party and the master." Railroad Co. v. Derby, 14 How., 468. Regarding the case at bar in the light of the conclusions thus reached, the complaint states a good cause of action, and it is not enough to defeat it that the negligence charged must have been that of some servant of the defendant employed in the same general business with the plaintiff. To defeat the action, it must ap-Clough, 2 H. & N. 258. To the same effect is the case of Ford v. pear that the plaintiff and the person whose negligence caused the injury were fellow-servants within the principles announced in this opinion.

The demurrer is overruled.

Negligence-Pleading.

*

That the latter proposition is the true one, appears both by the weight of authority and reason. In cases like the present, knowledge is regarded as an ingredient of negligence, which may be proved under an allegation of negligence. It was so held upon demurrer, in Byron v. Telegraph Company, 26 Barb. 39. If a master's personal knowledge of defects in his machinery is necessary to his liability, says Mr. Justice Byles, the more a master neglects his business and abandons it to others, the less will he be liable. But knowledge is only on ingredient in negligence. Clark v. Holmes, 7 H. & N. Ex. 937. Knowledge is only a fact in the case, to be considered by the jury with the other circumstances in determining on the one hand whether the defendant has been guilty of negligence, and on the other whether the plaintiff has been guilty of contributory negligence. But in neither case is such knowledge conclusive on the point. Ibid, and William v.

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Railroad Company, 10 Mass. 240. Speaking of knowledge on defendant's part, the court said: "The question was not whether the officers named knew or might have known of the defect, or of the incompetency of those who had charge of repairs, but whether the corporation in any part of its organization, by any of its agents, or for want of agents, failed to exercise due care to prevent injury to the plaintiff from defects in the instrument furnished for his use.

J. P. KNARESBOROUGH v. BELCHER SILVER MINING Upon this point we think the demurrer is not well taken.

COMPANY.

United States Circuit Court, District of Nevada.

Before Mr. Justice FIELD, and Mr. District Judge HILLYER.

In an action by an employee against his employer, a corporation, for damages for an injury caused by a defective floor, it is not necessary to allege that the defendant had, or that the plaintiffs had not, knowledge of the defect.

Opinion by HILLYER, District Judge; Mr. Justice FIELD concurring.

The plaintiff sues for injuries received while in the defendant's employment. The injuries were caused by a defective floor or platform upon which he was at work, and it is alleged in the complaint that the defendant provided this insecure and defective platform negligently. There is no allegation in the complaint that the plaintiff did not know, or that the defendant did know, that the floor was defective and insecure.

The second cause of demurrer alleged, is that the injury, if any, resulted from the negligence of plaintiff's fellow-servants.

In the case of Kieley against the same defendant, this point was discussed at some length at this term, and the conclusion reached that the doctrine contended for by the defendant was not law. It was this: That the defendant, being a corporation, and unable to act otherwise than by means of servants, all persons employed by it in the same general business must necessarily be fellow-servants, within the rule exempting the master from liability for the negligence of one servant to another. It is unnecessary to discuss the point in this case, or do more than refer to what was said by the

court in Kieley's case.

The demurrer is overruled.

-A TIN POT, valued at fifty cents, has lately been the subject of contention in a Brooklyn court, where the lawyers' fees were two hundred and fifty dollars, and the damages were laid at three thousand dollars.

Negligence by Surgeon - Contributory Negligence and that direction was such as a surgeon or physician of ordin

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2. The information given by a surgeon to his patient concerning the nature of his

ary skill would adopt or sanction, and the plaintiff negligently failed to observe such direction, or purposely disobeyed the same, and that such neglect or disobedience approximately contributed to the injuries of which he complains, he can not recover in this action, although he may prove that the defendant's negligence and want of skill also contributed to the injury. This grows out of the doctine that a party, who has directly, by his own negligence or disregard of duty, contributed to bring an injury upon himself, can not hold other parties, who have also contributed to the same, responsible for any part thereof, nor does it make any difference that one of the parties contributed in a much greater degree than the other; the injured party must not have contributed at all."

We are of opinion that the court did not err in so modifying the

malady, is a circumstance that should be considered in determining whether the patient, instructions requested by the plaintiff, whether the action be

in disobeying the instructions of the surgeon, was guilty of contributory negligence

⚫r not.

regarded as based upon the implied contract of the surgeon or

Motion for leave to file a petition in error to the District Court upon tort. of Ashland County.

Geddes, Dickey & Jenner, for plaintiff :

If a surgeon fails to exercise the ordinary care and skill of his profession, and thereby damages ensue to the patient, the patient may recover for such damages. 17 Ohio St. 262.

Failure of the patient to comply with the instructions of the surgeon does not constitute contributory negligence, where the instructions require more than the ordinary care and prudence of a person not a physician or surgeon. McCandless v. McWha, 22 Penn. St. 272.

It is a well-settled principle of law, that a party seeking to recover for an injury, must not have contributed to it in any degree either by his negligence, or the disregard of duty imposed upon him by a party who, by his negligence or want of care or skill, may also, in some degree, have contributed to the injury. Smith v. Smith, 2 Pick. 621; Hibbard v. Thompson, 109 Mass. 286.

This principle, as well as the evidence in the case, was entirely ignored by the instructions asked to be given to the jury by plaintiff's counsel.

It is also claimed that the court below erred in overruling the motion of the plaintiff for a new trial on the ground that the ver

In all its principles this case differs from that of Hibbard v. dict was contrary to the evidence. Thompson, 109 Mass. 286.

Matson & Leyman, for defendant:

The doctrine of contributory negligence applies. Shearman & Redfield on Negligence, secs. 34, 37, and notes; 3 Ohio St. 172; 6 Ohio St. 109; 11 Ohio St. 571; Hibbard v. Thompson, 109 Mass.

This claim is based upon the alleged facts, among others, that the testimony shows that the neglect and refusal of the plaintiff to obey the instructions of the defendant as to the condition in which the foot was to be kept, that of "absolute rest," was induced by the false information given by the defendant to plaintiff concerning the nature of his malady, and that the defendant, by McCandless v. McWha, 22 Penn. St. 272, lays down a contrary his want of skill in the treatment of the disease, caused the rule from that claimed by counsel for plaintiff.

286.

RIX, J.-This was an action to recover of the defendant, a physician and surgeon, for malpractice in treating a swollen and diseased foot and ankle of the plaintiff. One of the questions presented for our consideration, arises upon the refusal of the court to instruct the jury as requested by the plaintiff, and upon the instructions given in relation to the question of contributory negligence, on which subject there was testimony, tending to show such negligence on the part of the plaintiff. The instructions requested by counsel for plaintiff, were:

I." That if they find any want of the ordinary care, skill, or diligence of physicians and surgeons, on the part of the defendant, which diminished the chances of the plaintiff's recovery, or increased his sufferings, or prolonged his illness, such want of care, skill, or diligence would constitute injury to the plaintiff, for which he is entitled to recover."

2. "That if they find the plaintiff retained the defendant as a physician and surgeon to manage, take care of, and treat the diseased and swollen foot and ankle of the plaintiff described in the petition, in a skillful and proper manner, and that the defendant, being so retained, did professionally, as a surgeon and physician, manage and treat said diseased and swollen ankle, and in such management and treatment did not exercise the ordinary care, skill, and diligence of surgeons and physicians in such cases, and injury resulted to the plaintiff from such want of care, skill, and diligence, then, and in that case, the plaintiff is entitled to recover in this ac· tion," which the court gave to the jury with this modification: "If you shall find that the defendant directed the plaintiff to observe absolute rest, as a part of the treatment to said foot, * From advance sheets of 25 Ohio State Reports, received through the courtesy of the publishers, Messrs. Robert Clark & Co., of Cincinnati.

injury.

Upon these points, the testimony contained in the record is conflicting.

It is undoubtedly true, that the information which a surgeon may give to a patient concerning the nature of his malady, is a circumstance that should be considered by the jury in determining the question whether the patient, in disobeying the instructions of the surgeon, was guilty of contributory negligence or not.

No special instruction was asked upon this point at the trial in the court of common pleas, and as we are unable, from an examination of all the testimony, to say that the plaintiff was misled by any false statement made to him by the defendant, as to the nature of his malady, we are of opinion that the court did not err in overruling the motion on this ground.

The remaining point was fully and fairly submitted to the jury by the court, upon all the evidence in the case, and we do not think their finding should be disturbed. LEAVE REfused. MCILVAINE, C. J., and WELCH, WHITE, and GILMORE, JJ., concurring.

Briefs.

Negligence of Railway-Fences-Injury to Property--Damages.-W. M. Querry v. M. K. & T. R. R. Co. In the Supreme Court of Missouri. Brief for defendant, pp. 18. This was an action for damages for injuries sustained by plaintiff in loss of a cow, through negligence of defendant in not keeping up a fence, and in rendering said cow worthless by per mitting a train to run over her. [Address J. Montgomery, Jr., Esq., Sedalia, Mo.]

Double Damages.-E. C. Parish v. M. K. & T. R. R. Co. In the Su

preme Court of Missouri. Brief for the defendant and appellant, pp. 7. In lower court, verdict was returned for certain sum, which, on motion, was doubled. Defendant excepted on ground that court had no jurisdiction. [Address J. Montgomery, Jr., Esq.]

Ejectment to recover of Railroad Company Lands used in Constructing the Same.-W. Quayle v. T. and N. R. R. Co. In the Supreme Court of Missouri. Brief for defendants, pp. 18. Plaintiff's land, was condemned by authority to allow defendants to build roads thereon. Defendants, upon judgment, paid necessary damages into court, for said plaintiff. [Address J. Montgomery, Jr., Esq., Sedalia, Mo.]

Power of one Executor, the other not qualiying, to carry out the Testator's Will.-T. J. Johnson v. Drucilla Bowden. In the Supreme Court of Texas. Brief for plaintiff, pp. 13. A testator dying, only one executor qualified. This executor carried out the terms of the will, and sold land to plaintiff. Question arises, could one executor, or trustee, execute a trust, the other not joining? [Address T.T. Gammage, Esq., Palestine, Texas.]

Taxation by Town for Subscription to Railroad-Election Noesen et al. v. Port Washington et al. Supreme Court of Wisconsin. Brief for plaintiff, pp. 16. It is asserted that the town officers called a meeting in an illegal manner, where it was voted that the town take certain stock in a certain railroad. This action is to prevent threatened taxation under that vote. [Address Smith & Stark, Milwaukee, Wis.]

(Cairns) and Lord Justice James. A widow transferred stock which had previously stood in the joint names of her husband and herself, and to which she had become entitled by survivorship on the death of her husband, into the dividends of the stock were enjoyed by the transferor during her life. the joint names of herself, her daughter, and her daughter's husband; and The daughter died before her mother, and the son-in-law survived the mother. Held (affirming the decision of Hall, V. C.), that there was no resulti ng trus and that the son-in-law was entitled to the fund by survivorship.

CHICAGO LEGAL NEWS, OCTOBER 9.

Bankruptcy-Claim of Person Holding Stocks on a MarginSale-Deficiency-Expunging Claim.-In re John H. Daniels, a bankrupt, U. S. Dist. Court, N. D. of Ill. Opinion by Blodgett, J. The bankrupt was a banker in Illinois. The claimants, who were stock brokers in New York, purchased stock upon the order of Daniels, the bankrupt, paying the money therefor and receiving and holding the stocks, together with a margin of the ten per cent., or less, as security for the money advanced by them. At the time Daniels was declared a bankrupt, the stocks could have been sold by the claimant so as to have left a small balance in favor of Daniels, but the claimant held the stocks until they depreciated, sold them, and then filed his

Banks and Banking-Conversion of Deposits.-First Nat. Bank claim against the bankrupt's estate for the balance. The court held, that it

of Manhattan v. Citizens Bank of Topeka. In the United States District Court of Kansas. Brief for plaintiff, pp 21. Statement of the case: A deposit of a note for six thousand five hundred and twenty-four dollars, and of seven hundred and fifty dollars in cash was made with the defendant for the benefit of the plaintiff. This deposit, the petition alleges, the defendant wrongfully converted to its own use and benefit. The evidence on the trial showed that the cashier of the defendant, in conspiracy and collusion with the party depositing, re-delivered the deposit to said party without the knowledge or consent of the plaintiff. The deposit was made in pursuance of the compromise of an attachment suit, wherein the plaintiff had attached a herd of Texas cattle, as the property of Andrew Wilson, one of the depositing parties. The plaintiff released its attachment, the cattle were driven out of the district, and then the defendant gave up the deposit to Wilson again, or to his order. The jury returned a verdict in favor of the plaintiff for seven thousand five hundred dollars. A motion is now made in arrest of judgment and also for a new trial. [Address G. C. Clemens, Esq., Topeka, Kan.]

U. S. Patents versus Spanish Grants.-D. A. Harvey et al. v Ferdinand Rusch et al. Circuit Court, St. Louis County, Missouri. Brief. for plaintiffs, pp. 38. The plaintiffs claim the land in controversy as the legal representatives of patentees of the United States; the defendants, under grant rom the Spanish government, in 1802, confirmed by Congress in 1860. It is urged that Spain had no right in the land in 1802, and could have made no valid grant. So that the act of 1860 could not extend to any such grant, as that would be to confirm that which was void. The brief is an able discussion of many points under the acts of 1805, 1814, 1816 and 1836, pertaining to the subject. [Address P. E. Bland, Esq., St. Louis, Mo.]

Property in Logs from Indian Reservation.-U. S. v. Geo. Cook Supreme Court of United States. The treaty of 1838 gave certain Indians a reservation, whence logs were sold, in which logs the government claimed proprietorship. This is an argument for defendant the vendee of the Indians, pp. 9. [Address Winfield Smith, Esq., Milwaukee, Wis.]

Franchises-Right of One Railway to Condemn Road of An other.-Central City Rev. v. Fort Clark Rev. Supreme Court of Illinois Brief for plaintiff, pp. 30. Each railway was chartered to run between the same points, and defendant seeks to have court condemn plantiff's road to a certain extent, for the use of defendant; which plaintiff declares an infringement of its franchise and improper use of right of eminent domain. [Address L. Har mon, Esq, Peoria, Ills.]

Breach of Promise.-Glasscock v. Shell. In the Supreme Court of Texas. This is the first case of the kind in Texas. The brief of plaintiff and appellant was noticed in No. 39, p. 631 ante. Supplemental brief for appellant pp. 34. This case involves the richest discussions which have come before the eye of the "brevity man" of the JOURNAL. [Address Peeler, Montgomery & Fisher, Austin, Texas.

In our notice of briefs, ante, p. 667, we should have stated that Messrs. Low and McDougal were for defendant, and not plaintiff, in the case of Livingston Co. v. St. L.. C. B. & O. R. R. Co.

Summary of Our Legal Exchanges.

COMMERCIAL AND LEGAL REPORTER, October 6.* Advancement-Transfer of Stock into Joint Names of Transferor, Daughter and Son in Law-Survivorship.-Batstone v. Slater. English Court of Appeals in Chancery. Before the Lord Chancellor *Nashville, Tenn.: James Browne.

was the duty of the claimants to take notice of the adjudication of bankruptcy of Daniels, and that they were bound to know that their correspondent had lost his ability to pay, and that the management of his affairs was thereafter in the hands of the court, and if they had notified the court it would have ordered the stocks sold before they depreciated in value, but not having done so, and having sold them without the order of court, the debt having accrued after the adjudication in bankruptcy, the claim is not allowed, but expunged. Bankruptcy-Record of as Evidence-Corporation-Assessment by Authority of Court.-Michener, Plaintiff in Error, v. Payson Assignee of the Republic Ins. Co., Chicago. U. S. Cir. C., E. D. of Pa Opinion by McKennan, J. 1. The record as certified by the clerk was properly admitted, not only to prove the assignment, but also to show that an assessment by authority of the bankrupt court upon the stock of the bankrupt insurance company to pay losses had been made; that the certificate being of all "matters of record" touching the assessment, it was properly admitted to show that fact, although it did not purport to be a complete record of the whole proceedings. 2. The court appointing the assignee has exclusive jurisdiction of the administration of the bankrupt's assets, and to their distribution among creditors; that any adjudication which it may make in the exercise of this jurisdiction is unquestionable in a collateral proceeding in another form; that the assessment in question was directed and sanctioned by the court which has authority so to adjudge, and for any excess in it redress must be sought in that tribunal.

THE AMERICAN LAW REGISTER, OCTOBER.* Prescription-Profit a prendre--The Word "Beach."--Merwin v Wheeler. In Supreme Court of Errors of Connecticut. [14 Amer. L. Reg. (N. S.) 601.] Opinion by Seymour, C. J. 1. A strip of sandy beach, mainly valuable for its sand as an article of merchandise, was owned in fee by the plaintiffs, and the defendant claimed a prescriptive right to take sand ad libitum therefrom. Held, that evidence that the defendant, as one of the public and not as incident to an estate in other lands, had taken sand ad libitum from the beach, did not tend to prove an individual prescriptive right. Such an unlimited right to take the sand would be equivalent to full ownership, and inconsistent with the plaintiffs' title in fee. 3. A prescription, as well as a custom, to be valid must not be unreasonable. 4. The right would be a profit a prendre and not an easement, and such rights must, as a general, and perhaps universal rule, be prescribed for as incident to other lands, for, the benefit of or in connection with which the rights are to be exercised. 5. The word beach." has no such inflexible meaning that it must denote land

2.

Interest not always Recoverable-Interest in Virginia. -Harmanson, Assignee v. Wilson United States District Court. East. District of Virginia Opinion by Hughes, J. [14 Am L Reg. (N. S.) 627.] 1. Where interest is not expressly stipulated for in the contract, it is not an essential part thereof, and the state may prohibit its recovery without impairing the obligation of the contract. 2. In Virginia the interest is only recoverable by virtue of statutes which make the allowance of it discretionary with the court and jury. Therefore a statute allowing an abatement of interest that accrued during the war, between citizens of the same state, is constitutional and valid. 3. Semble, the act would be valid in Virginia, even in cases where interest was expressly contracted for.

Assignment by Debtor, Valid-National Bankrupt Act.-Cook v. Rogers, Garnishee of Bow. Supreme Court of Michigan. Opinion by Graves, J. [14 Am. L. Reg. (N. S.) 633.] 1. An assignment by a debtor of

*Philadelphia: D. B. Canfield & Co.

all his property in trust for the payment of his debts, is an exercise of ownership by virtue of the common law and is valid, irrespective of any insolvent laws. 2. Hence the fact that the passage of a national bankrupt act has ipso facto suspended the insolvent laws of the state, does not make such an assignment void, so that a creditor can,by a proceeding in the state court, attach the property in the hands of the assignee. 3. Whether such an assignment is an act of bankruptcy which will give the federal courts jurisdiction to set it aside and assume the administration of the estate under the bankrupt law, is a different question, which can only be raised in the bankruptcy court. tion by the latter, the state court will sustain the validity of the assignment, between high and low water mark. 6. It is not necessary that the court should order the parties called before taking the verdict of the jury.

Until ac

THE INSURANCE LAW JOURNAL FOR SEPTEMBER*. Answers, when Representations and not Warranties-Interpretation of Special Answers.-Fitch v. American Popular Life Ins. Co. In the New York Court of Appeals. Opinion by Rapello, J. [4 Ins. L. J. 665]. I. Where the languge of the application and policy is such as to give the insured every reason to believe that nothing but gross carelessness or deliberate misrepresentation will avoid the policy, and that if the answers are given in good faith, the claim will not be contested, and where the questions are numerous, puzzling, and very difficult to answer correctly, the answers will be regarded as representations although declared in the policy and applicat ion to be warranties. To sustain a nonsuit the answers must be shown not only untrue, but fraud must be so conclusively proved that there is no question for a jury. 2. The question whether he ever had any illness, local disease or injury in any organ, was answered, no. Held, that a temporary injury to the eye six years before, and then healed, was not conclusive evidence of fraud or breach of warranty. 3. The question of fraud was for the jury. To the question," Family physician, and each one who has ever given the party medical attendance," the answer was, Have none." Held, that the suppression of physician's name who had given temporary treatment several years before, was not conclusive evidence of fraud, but a question for the jury. Change of Title that avoids a Policy.-Perry v. Lorillard Fire Ins. Co. New York Commission of Appeals. [4 Ins. Law J. 673.] The policy provided that it should be void "if any change take place in title or possession, whether by legal process, or judicial decree, or voluntary transfer or conveyance." The insured was adjudged a bankrupt under the U. S. bankrupt act of March 2d, 1867, and his property assigned by the register to the assignee in bankruptcy. The policy was issued subsequent to the passage of the act. Held, that this was a change of title within the policy clause and the mortgagee to whom the loss was payable, being subject to the rights

of the insured, could not recover.

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Where there has been no request to find as to the fact of a breach of war ranty, and no exception to a refusal so to find, a court of review will not look into the evidence to reverse a judgment.

ADVANCE SHEETS OF 54 NEW HAMPSHIRE REPORTS.* Insurance of Mortgage Interest-Effect of Subsequent Sale to Mortgagee and Extinction of Mortgage. - Burbank and Son v. McCleur and Co. and Trustees. [54 N. H. 339] A., owning personal property, gave to B. a mortgage of the same to secure a debt he owed him, after which he procured an insurance upon said property, and had the policy issued to and in the name of A., but payable in case of loss to B., as his interest might appear. Afterwards B. bought one undivided half of this property, giving up the mortgaged debt in part payment for the same, and entered into partnership with A. in business and in the use of said property. Held that there was no need for any transfer or assignment of the policy of insurance; and that in case of loss, the creditor of the firm would hold the funds

in the hands of the insurance company upon the trustee process, in preference to the creditors of either of the individual partners.

One Witness to Mortgage Enough to Convey Title between the Parties.-Sanborn v. Robinson. [54 N. H. 239.] A mortgage of real estate, witnessed by only one witness, is sufficient to convey the title as between the parties, and all others who had actual notice of the existence of such mortgage.

Witness properly Summoned must attend Court-Endorsement of Attorney-General-On Failure to attend, Capias issues, -State v. Tebbetts. [54 N. H. 240.] 1. When a witness is summoned to attend a court and testify in any specified case, or to testify before the grand jury at any term of the court by having a proper subpœna read to him, and his legal fees for travel and attendance paid or tendered to him by a proper officer or by a private individual, it is the duty of the witness to attend such court and testify according to the command of the summons. 2. When a subpœna is sent out under the endorsement of the attorney-general or the county solicitor, and the same is properly served upon the witness, it is his duty to attend court and testify according to the command of the summons, without having any fees paid or tendered. 3. Such endorsement of the subpoena by the prosecuting officer of the state is a sufficient guaranty that his fees will be paid by the county. 4. When a witness has been summoned in either of the modes stated above, and fails to attend according to the command of the summons, and the facts of such service are properly returned to the court, the court will order a capias to issue against such witness to answer for his default.

Unadjusted Partnership account not Good as Set-off-Admis

Definite Rate of Premium and Duration of Policy Necessary-ibility of Evidence of Final Adjustment.-Benson v. Tilton and Usage of Company.-Strohn v. Hartford Fire Ins. Co. Supreme Court of Wife. [54 N. H. 174.] 1. An unadjusted partnership transaction or ac Wisconsin. Op nion by Cole, J. [4 Ins. L. J. 680] An agreement with an count is not a proper matter for specification or a set-off in an action, at law. agent to insure, in which neither the rate of premium nor time the insurance 2. B. brought a writ of entry upon a mortgage against T. and his wife. was to run were fixed upon, but were left subject to future adjustment, does A son of T. had sold the note, which was secured by the mortgage, to B., not constitute a valid contract of insurance. The principal of a promissory with whom he had been in partnership, but they had dissolved and made a note or check silent as to time, can not be applied to a contract of insurance. partial adjustment of their partnership business before suit brought T. offered Usage of the company as to its practice in its insurance with other parties is to show that the partners had made a full and final adjustment of said partnerimmaterial where no complete contract has been made. ship busiuess, and that in such adjustment the plaintiff had been fully paid for this note and mortgage, and had agreed to give up the same to the defendant or his son. Held, that the evidence was competent.

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Tax upon Premiums Due from all Collectible.-The People, etc., v V. P. Collier, Supreme Court of Michigan. Graves, J. [4 Ins. L. J. 693.] By the Michigan act of 1869, the tax was to be upon "all premiums received in cash or otherwise." By the act of 1871 it is authorized and required to be upon the premiums received," and also on such sums as, within the year, "shall have been agreed to be paid for any insurance effected or agreed to be effected or procured. The maximum premiums due in that state on life policies of a mutual life company in 1873, were $287,019.35. In conformity with an understanding, as claimed by the company, with its policy-holders, to restrict exactions to the cost of insurance, the actual collections of that year were reduced to $169,275.58. The amount being determined by crediting on the premiums due $117.743.67 over payments made in 1872. Held, that the excessive payment of 1872 was resolved by the company into a part payment of the premium of 1873, and as such liable to taxation, and under either statute the tax was due on the whole premium collectible, and not merely on the amount actually collected during the year; and that the act of 1871 was not meant simply to more accurately define the act of 1869, but also to enlarge its

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Agreed Case is Admission of Facts-Court uses Discretion to Discharge such Case- Evidence.-Page, Adm'r., v. Brewster's Ex'rs. [54 N. H. 184.] 1. An agreed case, expressed to be for the purposes of this suit," is an admission of the facts therein stated, not only for the purpose of determining the questions of law raised by the case, but for any and all subsequent proceedings to the close of the suit, and may be given in evidence to the jury unless the intention of the parties otherwise appears from the case, 2. An application to discharge a case agreed, or to relieve a party from its operation, is addressed to the discretion of the court, and will be exercised only when it is made clear that it is necessary to prevent injustice. Much less will the court exercise its power to afford such relief to the party asking it who has been guilty of laches, when it appears that it will do injustice to the opposite party, he having been guilty of no laches, but has relied in good faith upon using such agreed case as an admission by the other side of facts therein stated. C. W. B., being indebted to his sister H. B. in the sum of $1,500, gave her a writing, by the terms of which he promised to pay her "during her lifetime $90 per year semi-annually, being the interest at six per cent. of $1,500 -the principal to be paid to her personally when she may require it, but to no other person. This obligation will bind my heirs in case of my decease, and release them from any obligation beyond her lifetime." 3. C. W. B., having paid to H. B. $45 every half year during his life, died August 4, 1858. Subsequently his executors continued to make half-yearly payments of $45 each *Courtesy of John M. Shirley, Esq., Andover, N. H., Reporter.

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