A Treatise on Marine, Fire, Life, Accident and All Other Insurances: Including Mutual Benefit Societies, Covering Also General Average, And, So Far as Applicable, Rights, Remedies, Pleading Practice, and Evidence, Volume 1Bancroft-Whitney Company., 1897 - Insurance law |
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Common terms and phrases
Agency agent agent's authority agreement amount ance application Assn association assured Barb bind the company bound broker by-laws certificate charter Charter Oak clause company's condition Conn Connecticut Mut consent constitution contract of insurance corporation court Cranch U. S. declared defendant delivered Duer on Insurance estopped estoppel evidence fact Fire Insurance forfeiture Gray Mass Hartford F held indemnity indorsed Insurance Co interest Iowa issued knowledge liability limited marine insurance ment Minn mutual company mutual insurance N. W. Rep Northwestern Mut notice officers Ohio St paid pany parol parties payment person Phoenix plaintiff policy of insurance premium note principal proofs of loss property insured receive reinsurance risk rule Stat statute stipulation Supreme Lodge surance thereof tion ultra vires Union Mut usage valid void waive waiver York
Popular passages
Page 547 - ... no officer, agent, or other representative of this company shall have power to waive any provision or condition of this policy except such as by the terms of this policy may be the subject of agreement indorsed hereon or added hereto, and as to such provisions and conditions no officer, agent, or representative shall have such power or be deemed or held to have waived such provisions or conditions unless such waiver, if any, shall be written upon or attached hereto, nor shall any privilege or...
Page 17 - interest or no interest," or "without further proof of interest than the policy itself," or "without benefit of salvage to the insurer...
Page 402 - The business of insurance is not commerce. The contract of insurance is not an instrumentality of commerce. The making of such a contract is a mere incident of commercial intercourse, and in this respect there is no difference whatever between insurance against fire and insurance against
Page 369 - States, then and in such case it may and shall be lawful for the President, by proclamation, to declare that the inhabitants of such State, or any section or part thereof, where such insurrection exists, are in a state of insurrection against the United States ; and thereupon all commercial intercourse by and between the same and the citizens thereof and the citizens of the rest of the United States shall cease and be unlawful so long as such condition of hostility shall continue...
Page 367 - Whereas the laws of the United States have been, for some time past, and now are opposed, and the execution thereof obstructed, in the States of South Carolina, Georgia, Alabama, Florida, Mississippi, Louisiana, and Texas, by combinations too powerful to be suppressed by the ordinary course of judicial proceedings, or by the powers vested in the marshals by law...
Page 16 - ... to the judge of the admiralty, the recorder of London, two doctors of the civil law, two common lawyers...
Page 512 - The powers of the agent are, prima facie, coextensive with the business intrusted to his care, and will not be narrowed by limitations not communicated to the person with whom he deals. An insurance company, establishing a local agency, must be held responsible to the parties with whom they transact business for the acts and declarations of the agent, within the scope of his employment, as if they proceeded from the principal.
Page 758 - A factor is a person to whom goods are consigned for sale by a merchant residing abroad, or at a distance from the place of sale, and he usually sells in his own name, without disclosing that of his principal. The latter, therefore, with full knowledge of these circumstances, trusts him with the actual possession of the goods, and gives him authority to sell in his own name.
Page 261 - Wis. 1878, § 1943, provides that "wherever any policy of insurance shall be written to insure any real property, and the property insured shall be wholly destroyed without criminal fault on the part of the insured or his assigns, the amount of the insurance written in such policy shall be taken conclusively to be the true value of the property when insured, and the true amount of loss and measure of . damages when destroyed.
Page 640 - Iowa, 1880, ch. 211, p. 209), it is provided that "any person who shall hereafter solicit insurance, or procure applications therefor, shall be held to be the soliciting agent of the insurance company or association issuing a policy on such application, or on a renewal thereof, anything in the application or policy to the contrary notwithstanding.