3 percent a month on loan to $150; 2 percent a month on loan to $300; 1 percent a month on loan to $600.

1 Repealed in 1963. 2 No ceiling law applies to loan of $100 and over. 3 For loans in excess of $100.

21⁄2 percent a month on loan to $100; 2 percent a month on loan $200; 1 percent a month on loan of $300.

1941.

1,000

Yes

42, 30, 12.

New Jersey..

Nevada Revised
Statutes §§
99.010-99.050.
Revised Stat-
utes Annotated
1955, c. 336 § 1.
New Jersey Stat-
utes Annotated,
§§ 31:1-1-31:1-6.

7 12 percent.

Excessive rate of interest
void.

6 Any rate in
writing.

6 6 percent..

Defense of usury not avail-
able to corporations.

Brokerage commission and
counsel fees; expenses of
examining title, drawing
papers and obtaining loan.
Commission for procuring
loan.

Borrower may recover usuri-
ous payments. Borrower
may compel discovery and
acceptance of principal
alone.
Borrower may recover double
the amount of interest paid
if action brought within 2
years from the time the
usurious transaction
occurred.
Recovery by person paying
or personal representative
of excess if action brought
within 1 year of payment.
No tender of principal or
interest necessary before
bringing action. If action
not so brought, excess re-
coverable within following
3 years by any public wel-
fare official of town or any
county commissioner of
public welfare of the
county, in which payment
made.

Recovery by person paying
or legal representative of
twice the amount of in-
terest.

Borrower may recover back
twice the amount of inter-
est paid plus 25 percent of
the principal if action
brought within 4 years of
transaction; or, offset twice
the amount of interest paid.
Usury once paid cannot be
recovered back.

Expenses of a search and for
the preparation of papers;
expense in collecting money
for the loan; cost of collect-
ing, including reasonable
attorney's fees.

Ohio.

Oklahoma...

Oregon...

Baldwin's Ohio
Revised Code
(1964). §§
1343.01-1343.05;
1701.68.
Oklahoma
Statutes
Annotated
§§ 261-275.

Oregon Revised Statutes, §§ 82.010-82.140.

6 10 percent.

6 10 percent..

Forfeiture of twice the
amount of interest charged.
If in an action for indebted-
ness of $300 or less, contract
is shown to be usurious,
suit shall be dismissed at
cost of plaintiff.
Forfeiture of entire debt to
school fund where suit
brought.

Forfeiture of excess interest.

Recovery by person paying
or personal representative
of twice the amount paid.

Judgment rendered for sum
borrowed without interest
less all payments made by
borrower against defendant
and in favor of State for use
of common school fund of
country where suit brought.
No recovery of usurious
interest voluntarily paid;
attorney's fees.
Recovery of excess voluntarily
paid if action brought with-
in 6 months of payment.

Defense of usury not avail

able to corporations.

No.