H.R. 10-THE FINANCIAL SERVICES HEARINGS BEFORE THE COMMITTEE ON BANKING AND U.S. HOUSE OF REPRESENTATIVES ONE HUNDRED SIXTH CONGRESS FIRST SESSION FEBRUARY 10, 11, 12, 1999 Printed for the use of the Committee on Banking and Financial Services Serial No. 106-2 54-744 CC U.S. GOVERNMENT PRINTING OFFICE WASHINGTON: 1999 For sale by the U.S. Government Printing Office Superintendent of Documents, Congressional Sales Office, Washington, DC 20402 Stanford Law Library 3 6105 062 562 843 HOUSE COMMITTEE ON BANKING AND FINANCIAL SERVICES JAMES A. LEACH, Iowa, Chairman MARGE ROUKEMA, New Jersey SPENCER BACHUS III, Alabama SUE W. KELLY, New York RON PAUL, Texas DAVE WELDON, Florida MERRILL COOK, Utah BOB RILEY, Alabama RICK HILL, Montana STEVEN C. LATOURETTE, Ohio DONALD A. MANZULLO, Illinois WALTER B. JONES JR., North Carolina PAUL RYAN, Wisconsin DOUG OSE, California JOHN E. SWEENEY, New York JUDY BIGGERT, Illinois LEE TERRY, Nebraska MARK GREEN, Wisconsin PATRICK J. TOOMEY, Pennsylvania JOHN J. LAFALCE, New York JAMES H. MALONEY, Connecticut JULIA M. CARSON, Indiana ROBERT A. WEYGAND, Rhode Island BRAD SHERMAN, California MAX SANDLIN, Texas GREGORY W. MEEKS, New York BARBARA LEE, California VIRGIL H. GOODE JR., Virginia FRANK R. MASCARA, Pennsylvania JAY INSLEE, Washington JANICE D. SCHAKOWSKY, Illinois DENNIS MOORE, Kansas |